Terms of Service

1. Acceptance of Terms

By accessing or using the services provided by PrimeBridge Capital ("PBC," "we," "us," or "our"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Description of Services

PrimeBridge Capital is a private financing company that provides loan brokerage and lending services, including but not limited to:

• Home loans and mortgages
• Business and commercial loans
• Personal loans
• Auto loans
• Debt consolidation services
• Student loans

3. Eligibility

To use our services, you must:

• Be at least 18 years of age
• Be a legal resident of the United States
• Have the legal capacity to enter into a binding contract
• Provide accurate and complete information
• Not be prohibited from receiving loans under applicable laws

4. Application Process

4.1 No Guarantee of Approval

Submitting an application does not guarantee approval for a loan. All applications are subject to credit review, verification, and underwriting approval.

4.2 Credit Authorization

By submitting an application, you authorize PBC and its partners to:

• Obtain your credit report from credit bureaus
• Verify your employment and income
• Contact references you provide
• Share your information with potential lenders

4.3 Accuracy of Information

You agree to provide true, accurate, and complete information in your application. Providing false or misleading information may result in denial of your application and potential legal consequences.

5. Loan Terms and Conditions

If approved for a loan:

• You will receive a loan agreement specifying the terms, including interest rate, fees, and repayment schedule
• You must review and accept the loan agreement before funding
• You are responsible for making timely payments as specified
• Failure to repay may result in collection actions, credit reporting, and legal proceedings

6. Fees and Charges

Fees associated with our services may include:

• Application fees (if applicable)
• Origination fees
• Processing fees
• Late payment fees
• Prepayment penalties (if applicable)

All fees will be clearly disclosed before you accept a loan offer.

7. Interest Rates and APR

Interest rates and Annual Percentage Rates (APR) vary based on:

• Credit history and credit score
• Loan amount and term
• Type of loan
• Collateral (if applicable)
• Income and employment status

Rates quoted are subject to change and final approval.

8. Privacy and Data Protection

Your use of our services is also governed by our Privacy Policy. We take data protection seriously and implement appropriate security measures to protect your information.

9. Electronic Communications

By using our services, you consent to receive electronic communications from us, including:

• Email notifications
• Text messages (SMS)
• Phone calls
• Electronic documents and disclosures

10. Intellectual Property

All content on our website, including text, graphics, logos, and software, is the property of PrimeBridge Capital and is protected by copyright and trademark laws.

11. Prohibited Activities

You agree not to:

• Use our services for any illegal purpose
• Provide false or fraudulent information
• Attempt to gain unauthorized access to our systems
• Interfere with the proper functioning of our website
• Use automated systems to access our services
• Violate any applicable laws or regulations

12. Limitation of Liability

To the maximum extent permitted by law, PrimeBridge Capital shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our services.

13. Indemnification

You agree to indemnify and hold harmless PrimeBridge Capital from any claims, damages, or expenses arising from your violation of these Terms of Service or your use of our services.

14. Dispute Resolution and Arbitration

Any disputes arising from these Terms of Service shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. You waive your right to participate in class action lawsuits.

15. Governing Law

These Terms of Service are governed by the laws of the State of New York, without regard to its conflict of law provisions.

16. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective upon posting to our website. Your continued use of our services constitutes acceptance of the modified terms.

17. Severability

If any provision of these Terms of Service is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

18. Contact Information

For questions about these Terms of Service, please contact us:

PrimeBridge Capital (PBC)
123 Financial Boulevard, Suite 400
New York, NY 10001
Email: legal@primebridgecapital.com
Phone: (123) 456-7890